Factoring

Garmouth Street

Elderpark Housing Association

Factoring Service

Reporting a Common Repair

Please remember to report only common repairs and not repairs to individual properties. If you note a common repair, phone the free phone number on 0800 3894798 during office hours.

In an emergency, outwith office hours you can phone 0141 552 8647.  The target times to complete repairs are as follows:

Emergency 4 Hours

Urgent                          2 days

Routine                         7 days

The Association employs contractors from our approved Contractors list.    These companies are assessed in terms of cost, quality and equal opportunities.   Should they perform poorly they are removed from our list.  On average the Association inspects 10% of jobs before issuing a line and 5% after the work is complete.

If the anticipated cost of any item exceeds £500, works will be instructed only on the approval of the majority of the owners concerned, after a submission of an estimate by the factor. Each owner will be charged a share as determined by their deed of conditions.

Cyclical Maintenance

We will produce a cyclical maintenance plan to ensure that the common areas are maintained to a good standard.  This will be reviewed annually and the specification and anticipated costs issued to owners.

Non - Common Repairs

If requested, the Association will instruct non-common repairs up to a value of £250 provided the owner has a clear factoring account. The Association will pay for the invoice and recharge the owner / sharing owner.   For more information on the service see the leaflet Owner's Repair Service

Payment Cycles

Invoices will be sent to owners within 4 weeks of the period ends as follows:

Period End                                            Invoices sent by

31st December                                      31st January

31st March                                             31st April

30th June                                               31st July

30th September                                      31st October

 

Ways to Pay

You can pay your factoring fee using your swipe card at a wide range of local retail outlets displaying the e-pay, paypoint, or payzone logos and at any Post office.   You can also pay without having to leave the comfort of your own home. You can phone Allpay's call centre on 0870 243 6040, have your swipe card and debit card ready and follow the simple instructions.   You can also pay on line.  The easiest method to pay and to help you budget is by Direct Debit.

For more information speak to Martha/Helen at our main office or refer to the leaflet How to Pay.

 

Debt Collection Methods

If owners fail to pay we carry out the following:

  • We trace the owner to home or business address.
  • We remove the property from our block insurance
  • We take court action depending on the level of debt.   If you owe over £150.00 or are persistently in arrears and have no active arrangement plan, the Association will take court action.
  • To enforce the decree for payment we will use sheriff officers to carry out arrestments, attachments of property, etc.

If you are struggling to pay we can set up an arrangement to pay by instalment and if appropriate refer you to debt advice agencies.

INSURANCE

The Association will arrange building insurance cover via its common block policy and recharge the appropriate premium quarterly.  Currently there is a £100.00 excess.  For more information on the perils covered and how to make a claim see the leaflets provided or contact Martha at the office.

You are legally obliged to have adequate building insurance and to allow neighbours to inspect your policy and ask for proof that premiums are up to date.  To remain on our block insurance you need to pay your factoring fees.

Owners can access the house contents insurance through a scheme administered by the Scottish Federation of Housing Associations.  For general information about insurance, contact Martha Nolan/Helen Rowan on 0141 440 2244.  For information about an insurance claim contact Terry Frew on 0141 440 0566.

Management Fee

Our fee represents the cost of administering and carrying out the property management duties detailed in your deed of conditions. The management fee is reviewed annually to ensure that it covers the cost of providing the service.    If we propose any increase in the future we will consult owners and notify you in advance of the increase being applied.

Meeting & Information

On request to convene a meeting the Association will arrange a meeting within 21 days.   Decisions will be made by majority voting.  There is one vote per dwelling.

Information provided by the Association on request or at change of ownership includes, information about insurance, planned cyclical work, factoring policy and procedures, factoring agreement, and complaints procedure.

Complaints

Queries about individual repairs on your invoices can made to the Maintenance Manager, Mr Terry Frew.  Terry's office is at 227 Langlands Rd and his phone number 0141 4400566.  Any complaints about quality of work should be reported as soon as possible for investigation.  Do not wait until the bill arrives.  Any other queries or complaints should be directed to Mrs Martha Nolan.  Martha works from the office at 31 Garmouth St, telephone number 0141 440 2244 .

If we cannot resolve your complaint informally you will be advised to make use of the Association's complaints policy to help resolve the dispute.        

Factor - Elderpark Housing Associaiton

The Association will act as Factor until such time as the majority of owners decide otherwise or until such time as the Association wishes to withdraw services.

Opening Hours and Contact Details -  Elderpark Housing Association

 

Martha Nolan/Helen Rowan - Payments, Accounts, Changes of Ownership & Non Repairs Complaints

31 Garmouth St  Glasgow G51 3PR

Tel No. 0141 440 2244 , Email housing@elderpark.org

Opening hours 9.00 -12.30 1.30 - 5.00 Monday to Friday.

 

Terry Frew, - Common Repairs and Owners Repair Service.

227 Langlands Rd  Glasgow G51 3QA

Tel No. 0141 440 0566  Email maintenance@elderpark.org

Opening hours 9.00 -12.30 1.30 - 5.00 Monday to Friday.